BeyondMyScore® 2.0 Data Solution

Approve more declines safely

BeyondMyScore generates real-time risk scores from consumer's responses to straightforward questions. With BeyondMyScore 2.0, lenders can run second-look programs to gain better insight into payment behavior and approve more consumers they currently decline.

Screenshots of the BeyondMyScore user experience

Consumer-contributed data = no data coverage issues

BeyondMyScore generates a new, reliable score at the point of transaction. With this score, you can safely identify the true creditworthiness of consumers across all credit bands, including the non-banked and consumers with thin or no files even when traditional credit scores say otherwise.

Get a competitive advantage and boost your bottom line

Acquiring each new consumer can cost north of $400. What if you didn’t have to decline so many of your applicants? With BeyondMyScore, one client is now approving 50% of narrowly declined consumers.

With BeyondMyScore's information, you can now revisit consumers that were previously declined
Consumers appreciate the opportunity to demonstrate that they're more than a credit score

Drive inclusion with profitability

Consumers with deficient profiles appreciate the opportunity to prove their creditworthiness and are delighted by the short, simple user experience.

Pursue new, fully compliant strategies with minimal integration

Our easy API or URL implementations mean your organization can gain access to our data without integrating, PII, or investing engineering resources up front

BoostMyScore's implementation is a snap