The evolution of credit data
Scorenomics is leading the way in a new frontier of credit information: consumer-contributed data. Scorenomic's tools accurately measure consumer's ability to pay by asking them about themselves. With this data, Scorenomics gives financial institutions greater insight into consumers' behavior, values, and current situations.
(e.g. FICO scores)
Utility / Bank Data
(e.g. Ultra FICO, Experian Boost, linked checking accounts)
Behavioral & Situational Data
(e.g. numeracy, risk aversion, hyperbolic discounting, etc.)
We believe consumer-contributed data will play a crucial role in the future of credit scoring and will enable consumers to have greater agency over their data profile. To find out more about our leadership in the space, check out our blog here.